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life / health / annuities insurance
Life Insurance
Provides financial benefit to designated beneficiaries upon the death of the insured helping cover expenses like funeral costs, debts or income loss. It can also offer living benefits such as cash value accumulation or policy loans, depending on the type of coverage.
Health Insurance
Covers the cost of medical expenses, including doctor visits, hospital stays, prescriptions and preventive care. It protects individuals and families from high healthcare costs by sharing expenses between the insured and the insurance provider.
Retirement Planning / Annuties
Financial contract with an insurance company that provides regular payments to the policyholder, either immediately or at a future date, often used for retirement income. It can be structured to grow on a tax-deferred basis and may offer guaranteed income for a specified period or for the policyholder's lifetime.